With increasing market volatility, regulatory changes, and digital disruption, businesses today face a wide array of strategic, operational, financial, and reputational risks. A robust ERM framework helps companies not only manage these risks but also turn them into opportunities.

We help organizations embed risk management across all functions by establishing clear policies, roles, and risk reporting lines. From C-level strategy to departmental operations, our ERM frameworks foster risk-aware decision-making at every level.

Our ERM service includes risk identification, classification (strategic, operational, financial, compliance), risk scoring matrices, heat maps, control assessments, mitigation planning, and periodic reviews. These are aligned with global standards like ISO 31000 and COSO.

Each industry has its own risk profile. We tailor ERM models to address sector-specific exposures—whether it’s financial fraud in BFSI, supply chain risk in manufacturing, cyber threats in IT, or compliance gaps in healthcare and education.

Effective ERM leads to fewer surprises, improved investor and regulator confidence, stronger internal controls, and a competitive edge in high-risk environments. It supports long-term sustainability, resilience, and value creation for stakeholders.

• Enterprise-wide risk identification and evaluation

• Risk heat map creation and scoring matrix

• Regulatory and compliance risk integration

• Tailored ERM frameworks based on ISO 31000 & COSO

• Real-time risk dashboards and reporting tools

• Board-level risk governance support
• Cross-functional workshops and risk awareness training

We don’t believe in one-size-fits-all auditing. At Pawan Lohia & Associates, every Risk-Based Internal Audit begins with an in-depth understanding of your business model, industry dynamics, and regulatory exposure. Our team collaborates closely with your internal stakeholders to prioritize risk areas, define scope, and execute detailed audits with a strategic lens.