We start by analyzing your business’s cash flow cycle, understanding inflows and outflows, and identifying surplus funds across timeframes. Based on this, we design a liquidity management strategy that ensures you always have funds for operational needs, while your excess capital works efficiently for you.

Our team helps businesses deploy surplus cash into low-risk, high-liquidity financial instruments such as liquid mutual funds, fixed deposits, commercial papers, and government securities. For longer-term investments, we assess your risk appetite and explore options aligned with your business goals.

Treasury isn’t just about investing money it’s about managing interest rate exposure, currency risk, and ensuring compliance with company policies and government regulations. We put robust controls and SOPs in place to help prevent misuse of idle funds.

We also offer real-time dashboards and MIS reports for treasury performance tracking, yield analysis, and maturity schedules, helping CXOs make well-informed decisions. All investment decisions are backed by professional-grade research and aligned with your approval matrix.

your treasury operations will evolve from being a passive function to a strategic contributor to your business’s profitability.

• Weekly/monthly cash position planning for operational efficiency.

• Safe and strategic investment in approved instruments.

• SOPs to govern investments, mitigate exposure, and avoid misallocation.

• Drafting board-approved policies for treasury operations.
• Choosing instruments that balance returns, liquidity, and risk.
• Ensuring adherence to internal audit, statutory, and RBI norms.
• Automated tracking of investment performance and maturity ladders.

We don’t believe in one-size-fits-all auditing. At Pawan Lohia & Associates, every Risk-Based Internal Audit begins with an in-depth understanding of your business model, industry dynamics, and regulatory exposure. Our team collaborates closely with your internal stakeholders to prioritize risk areas, define scope, and execute detailed audits with a strategic lens.